Car insurance and electric vehicles: which policies make sense?

Electromobility is booming in Germany and more and more drivers are switching to environmentally friendly electric vehicles. But even though electric cars offer advantages due to their low emissions and energy efficiency, they still need to be insured. However, electric vehicles have different requirements for car insurance than conventional vehicles with combustion engines.

Choosing the right car insurance for an electric car can therefore be a challenge. There are different policies and rates that need to take into account that electric cars have expensive batteries and have different hazard potentials than conventional vehicles. Which policies and rates make sense depends on various factors, such as the value of the vehicle and how it is used.

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Save taxes: deduct extraordinary expenses from taxes

For many, the tax return is a tiresome chore. However, knowing a few rules can save not only time, but also money. Taxpayers may be able to deduct a portion of their costs from their taxes for extraordinary expenses.

But which costs actually count as extraordinary expenses and to what extent can they be deducted?? How must the receipts and evidence be kept and what deadlines must be observed?

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The role of call centers in the financial services industry

The financial services industry is an important sector of the economy that deals with the intermediation of money and investments. In this digital age, where customers use multiple channels to obtain information, call centers have significant importance for financial institutions.
Call centers are a one-stop store for customer questions and concerns. From opening accounts to signing contracts to resolving complex financial issues, call center staff are always ready to help customers.
In today’s environment, where customer needs and expectations are constantly growing, call center services have become a competitive differentiator. In this context, the importance of call centers in the financial services industry will continue to increase.

The importance of call centers for financial services

Call centers play an important role in the financial services industry by providing an effective way to provide customer service while reducing costs. Financial service providers can communicate efficiently with their customers through call centers, whether by phone, email or chat.

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“It was an explosion”: “crazy” california joyride brings “airborne” car into family’s kitchen

Early last morning, a spectacular accident occurred in a California housing development. A teenage driver sped through the streets in a stolen vehicle and eventually lost control of the car. The car took off and flew through the air, eventually landing in the kitchen of a home. The family, who were in the kitchen at the time, narrowly escaped disaster.
Neighbors describe the accident as "crazy" and "insane". It was fortunate that no one was seriously injured. Police said the driver of the vehicle has been arrested and is being treated at the hospital. An investigation into the accident is underway. It is believed that the driver of the vehicle had been in a pursuit with authorities for some time.

What happened?

A "crazy" ride in California ended yesterday with a car flying through the air and landing in a family’s kitchen. According to local police, the driver lost control of the vehicle when he went through a curve at high speed, striking another car in the process. The car took off and flew over a fence and some trees before landing in the kitchen of a home.

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Reimbursement in private health insurance

Private health insurance is an alternative to statutory health insurance, where insured persons have the option of choosing individual benefit packages. An important topic in private health insurance is the reimbursement of costs. In contrast to statutory health insurance, private health insurance does not have any legally defined reimbursements.

Reimbursement in private health insurance depends on the insurance policy chosen and the terms agreed upon. In general, the insurance only reimburses the costs that are expressly provided for in the contract. In the event of illness or accident, it is important to find out about the insurance conditions in detail so as not to experience any nasty surprises.

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Electronic application for a1 certificate mandatory as of 2019

From 1. From January 2019, the application for the A1 certificate for posted workers will only be possible electronically. This affects all companies that send employees abroad or already employ them there and have to apply for a corresponding certificate.

The switch to the digital application is a European Union measure to simplify and speed up the application process. The A1 certificate serves as proof that the employee continues to be covered by social insurance in the home country, thus avoiding double contributions.

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